There are many types of credit cards, from international banks to local credit unions. If you prefer more personalized service, consider looking for a card from your local bank. It’s important to understand the differences between credit cards from different companies so you can choose the right one. Each credit card has its own issuer…

APR stands for annual percentage rate, and most credit cards have one. This figure is calculated by taking the APR for a transaction and dividing it by 365 days. To get a daily rate, you would divide the daily average balance by the number of days in the billing cycle. Interest on the daily balance…

If you are confused by the many types of APRs that you’ll encounter when using a credit card, read this article. This guide will walk you through the Calculated APR, Penalty APR, Annual Percentage Rate, and Cash advance APR of credit cards. Understanding these terms is crucial to maximizing your credit card’s benefits. Here are…

Before you start using a Philippine credit card to make overseas purchases, you should first know what your options are. There are a number of options, from the BPI Signature Visa to the Security Bank Platinum Mastercard. We’ll also talk about the Citi PremierMiles Visa Card and HSBC’s Platinum Visa. Here’s a look at what…

If you’re not sure which credit card is best for you, consider using a balance transfer card. A no-annual-fee card can help you save money in the long run. Low-rate credit cards offer the most rewards, but can be more expensive. And if you don’t pay your bills in full each month, a low-rate card…

If you’ve been thinking about making the balance transfer on your credit card, you may be wondering if it is a good idea. In this article, you’ll learn about the pros and cons of balance transfer cards, the 0% intro APR offer, and the fees associated with the transfers. Then, you’ll know if this option…

Before a teen can be an authorized user on a credit card, they must share a joint account with a parent. Luckily, Citizens Bank can provide the necessary paperwork and allow a 17-year-old to open a standalone account. These teen accounts enable parents to deposit their child’s paychecks directly into the account, and a linked…

If you’re wondering if you can buy Bitcoin with credit card, you’re not alone. You can purchase cryptocurrencies on several sites, including Coinbase and CoinMama. But which one is right for you? Read on to find out! In the meantime, there are several alternatives to Coinbase. Moreover, the CoinMama website is free to use, making…

You might have a credit card in hand and are wondering, “Can I use my credit card to buy a money order?” If so, you’ve come to the right place. Learn how it works, costs, and requirements. It may surprise you to learn that you can buy a money order with your credit card. However,…

Before you start making purchases using your credit card to buy gift cards, there are some things you should know. Buying them with your card makes it much more difficult for someone to use your card fraudulently. Also, some card issuers have terms that say you can’t use them to earn rewards. Some may allow…